Licenses & Regulatory Compliance
Koywe operates under the applicable regulatory framework in every country were we have a presence across LATAM. We also maintain compliance policies and protocols aligned with industry, best practices, applied consistently across all our markets.
Regulated where we operate
Every legal entity in the Koywe group is registered with the relevant regulatory authority in each market. Even where we are not a formally obligated party, we comply with reporting requirements whenever applicable.
Argentina
Alerce Argentina S.R.L.
Comisión Nacional de Valores (CNV)
Virtual Asset Service Provider Registry (PSAV)
Alerce Argentina S.R.L. is registered with the CNV as a Virtual Asset Service Provider under Resolution No. 1058. This registration authorizes Koywe to provide virtual asset services in Argentina under CNV oversight.
Unidad de Información Financiera (UIF)
Registered obligated party
Registered with the UIF as an obligated party, in compliance with anti-money laundering and counter-terrorism financing requirements.
Argentina
Lenga Payments S.R.L.
Banco Central de la República Argentina (BCRA)
Payment Service Provider Registry (PSP-PSPCP)
Lenga Payments S.R.L. is registered with the BCRA as a Payment Service Provider offering payment accounts (PSPCP), authorizing it to operate payment services in Argentina under BCRA supervision.
Unidad de Información Financiera (UIF)
Registered obligated party
Registered with the UIF as an obligated party for AML and counter-terrorism financing compliance.
Chile
Koywe SpA
Comisión para el Mercado Financiero (CMF)
Authorization to intermediate financial instruments
Koywe SpA is authorized by the CMF to provide financial instrument intermediation services under the Fintech Act No. 21.521. This authorization enables Koywe's regulated operations in Chile.
Unidad de Análisis Financiero (UAF)
Registered reporting entity
Koywe SpA is registered with the UAF as a reporting entity, in compliance with AML and counter-terrorism financing obligations.
Colombia
Koywe S.A.S.
Unidad de Información y Análisis Financiero (UIAF)
Virtual Asset Service Provider Registry (PSAV)
Koywe S.A.S. is registered with the UIAF as a Virtual Asset Service Provider and submits periodic reports to the regulator in compliance with its AML obligations.
Mexico
Koywe S. de R.L. de C.V.
Servicio de Administración Tributaria (SAT)
Vulnerable Activity Registration
Koywe S. de R.L. de C.V. is registered with the SAT for conducting a vulnerable activity, in compliance with Mexico's AML regulations regarding identification, reporting, and disclosure obligations.
Peru
Koywe Perú S.A.C.
Unidad de Inteligencia Financiera del Perú (UIF)
Registered obligated party
Koywe Perú S.A.C. is an obligated party registered with the UIF, supervised by the Superintendencia de Banca y Seguros (SBS), in compliance with AML and counter-terrorism financing obligations.
Superintendencia de Banca y Seguros (SBS)
Compliance officer
Koywe Perú has a compliance officer approved by the SBS, responsible for overseeing the company's AML and counter-terrorism financing program.
Part of the regional fintech ecosystem
Beyond our regulatory registrations, we actively participate in the fintech chambers and industry associations of every country where we operate.
Certified to international standards
Koywe maintains an ISMS aligned with the ISO/IEC 27001 international standard, with controls in place to protect the confidentiality, integrity, and availability of the information we manage.
Koywe maintains an ISMS aligned with the ISO/IEC 27001 international standard, with controls in place to protect the confidentiality, integrity, and availability of the information we manage.