Centralizing Multi-Country Treasury with Full Visibility and Control

A Peruvian e-commerce company operating in Colombia, Chile, and Argentina and preparing to expand into Brazil, replaces fragmented banking with a single treasury platform.

At a glance

Business typeE-commerce
HeadquartersPeru
Active marketsColombia, Chile, and Argentina
Next marketBrazil expansion

Current frictionMultiple banks and accounts per country, leading to unpredictable costs

ChallengeCentralize treasury operations into a single platform

How Koywe solves it

Context

A Peruvian e-commerce company sells and operates across multiple LATAM markets. The finance team needs to manage collections, payments, and currency conversions without juggling four or more separate banks.

The inflection point: in a few months, they're expanding into Brazil.

Challenge

Every new market adds another layer of treasury fragmentation.

Multiple banks and accounts per country
Unpredictable FX costs when moving money across currencies
Manual reconciliation eating into the team's time

Opening a local bank account in Brazil would mean even more overhead and the cycle repeats

Solution

The team centralizes operations on Koywe for multi-country treasury management with 24/7 visibility and control.

Real-time transaction status and confirmation
Full transaction detail for tracking (time, date, exchange rate)
Currency conversion on demand: PEN, ARS, COP, BRL, and CLP
Cross-border payroll from Peru to teams in Colombia, Chile, and Argentina

In the words of the business

Example

"Every country has its own bank, its own settlement window, its own version of the truth."

Example

"Reconciliation is taking up more and more of our time."

Example

"Expanding into Brazil shouldn't double our finance workload."

Result

Treasury stops being a country-by-country puzzle and becomes a unified regional operation.

More visibility, transparent fees and FX across every market.

More control, every transaction traceable, 24/7.

Easier expansion, adding a new market shouldn't add complexity.

How Koywe solves it

Context

The inflection point: in a few months, they're expanding into Brazil.

Challenge

Every new market adds another layer of treasury fragmentation.

Multiple banks and accounts per country
Unpredictable FX costs when moving money across currencies
Manual reconciliation eating into the team's time

Opening a local bank account in Brazil would mean even more overhead and the cycle repeats

Solution

The team centralizes operations on Koywe for multi-country treasury management with 24/7 visibility and control.

Real-time transaction status and confirmation
Full transaction detail for tracking (time, date, exchange rate)
Currency conversion on demand: PEN, ARS, COP, BRL, and CLP
Cross-border payroll from Peru to teams in Colombia, Chile, and Argentina