What is a stablecoin?

Stablecoins are a type of digital asset designed to maintain a 1:1 parity with the US dollar, built for payments and treasury operations, not speculation.

What types of stablecoins can I use on Koywe?

The platform lets you operate primarily with USDC and USDT to convert, move, and manage your funds.

What advantages do stablecoins have over traditional banking?

They allow you to move money in minutes instead of days, bypassing SWIFT delays and eliminating hidden fees.

What is the difference between the Ramp and OTC services?

Ramp is designed for instant digital transactions with smaller amounts. OTC offers dedicated support and hands-on execution for companies handling high-volume operations.

What is the difference between a stablecoin and a cryptocurrency?

A stablecoin is a type of digital asset designed to hold a stable value, typically pegged 1:1 to the US dollar, like USDC or USDT. Most cryptocurrencies, by contrast, can fluctuate significantly in price. That's why stablecoins are typically used for payments and treasury management rather than speculation.

Optimize your cash flow with digital dollars

Move money faster than traditional banking

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24/7 infrastructure for LATAM businesses
Faster and cheaper than traditional wire transfers
No local bank accounts needed

Traditional banking makes moving money slow and costly

A simple, transparent flow to convert, move, and manage funds between local currency and stablecoins, no operational friction.

SWIFT wires take days

High fees and hidden costs

FX exposure on every transfer

No real-time visibility

Buy and sell stablecoins and operate in real time, with full control and transparency

With Koywe, you get a platform built to streamline your international treasury:

Choose your stablecoin: USDC or USDT

Move funds in minutes, not days

Operate across LATAM, Europe, and Asia

Your toolkit for operating with stablecoins

Choose the solution that fits your business

RAMP

Convert between local currency and digital dollars, instantly

Ideal for companies looking to operate independently with smaller transaction sizes

Buy and sell USDC and USDT directly from your bank account
Instant local currency stablecoin conversion
Fully digital, fully transparent

Learn more about Ramp

Why it matters for your business

Upgrade your treasury

Global agility

Move funds across borders in minutes, no banking hours, no delays.

Lower costs

Cut fees and FX spreads compared to traditional wire transfers.

Full transparency

See the exchange rate before you execute every transaction.

Flexibility

Use cases

Real-world examples of international payment flows

Pay overseas suppliers

Get paid by international clients

Everything you need to know

Frequently asked questions

Not sure which solution fits your business?

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