Is Koywe regulated to operate in Chile?

Yes. Koywe operates within Chile's regulatory framework, in compliance with both the CMF and the UAF.

How do I avoid FX markups on international transactions from Chile?

With Koywe, you convert between CLP and USDC at the real mid-market rate, no bank markup, no hidden spread on currency conversion.

Can I collect USD from Chile without a foreign bank account?

Yes. With Koywe, you receive payments from clients in the US or Europe directly in USDC, and convert to Chilean pesos whenever the rate works in your favor, no foreign bank account or SWIFT code required.

How long do international payments from Chile take with Koywe?

Minutes. Unlike a SWIFT wire through Banco de Chile, Santander, or BCI, which can take 1 to 5 business days, with Koywe the funds arrive the same day.

What do I need to verify my business (KYB) in Chile?

1. Government-issued IDs for ultimate beneficial owners and legal representatives 2. Current articles of incorporation or company bylaws 3. Certificate of good standing, issued within the last 90 days 4. Document evidencing the legal representative's authority, issued within the last 90 days 5. Company tax identification document 6. Proof of business address, issued within the last 90 days 7. Website terms and conditions or standard client contract (optional) 8. Financial statements from the last two fiscal years, or alternatively, the last three VAT returns (may be optional)

Go global from Chile, at the real exchange rate, no correspondent banks

Send and collect international payments from Chile using USDC, USDT, and CLP, at the real market rate, with no SWIFT fees or bank markups.

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Regulated and backed

Regulated license

Koywe SpA · Reg. No. 196 · CMF · Financial instrument intermediation

FinteChile

Member of the fintech ecosystem

Mastercard

Official Crypto Partner

Review licenses

Chilean banks overcharge on every cross-border transaction. Koywe doesn't.

The problem

Every international wire from Chile comes with SWIFT fees plus a hidden FX markup. On large transactions, that spread can cost hundreds of dollars per transfer.

The solution

With Koywe, you convert between CLP, USDC, and USDT at the real mid-market rate. Send and receive cross-border payments in minutes, and withdraw directly to your Chilean bank account. No hidden fees, no FX markups.

One platform for all your international payments from Chile

Collect in USD, pay overseas suppliers, and convert stablecoins to CLP, at the real rate, with no delays.

Collect USD from clients in the US, Europe, and LATAM

Pay international suppliers without SWIFT

Buy USDC and USDT with CLP at the mid-market rate

Convert stablecoins to CLP and withdraw to your bank in Chile

Who uses Koywe for cross-border payments in Chile?

Importers and exporters

Pay suppliers in Asia, the US, or Europe at the real market rate, no correspondent bank fees, no SWIFT charges per transaction.

Agencies and consultancies

Invoice international clients in USD and get paid in minutes, bypassing the SWIFT network and bank FX spreads entirely.

Exported services and remote work companies

Collect USD contracts from overseas clients and convert to CLP when the rate works in your favor.

Start sending international payments from Chile in minutes

Create your free account

Set up your business

Add your CLP and USD bank accounts, plus your supplier and client contacts.

Make your first payment

Buy USDC with Chilean pesos, pay overseas suppliers, and collect from international clients.

Everything you need to know

FAQ

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