Is it legal to use USDC or USDT for international payments from Peru?

Yes. Koywe operates within Peru's regulatory framework, in compliance with both the SBS and SUNAT.

How do I cut costs on international wire transfers from Peru?

With Koywe, you eliminate the flat $35 USD SWIFT fee, the bank's FX markup, and correspondent bank charges. You pay a transparent fee and convert soles to USDC at the real mid-market rate.

Can I collect USD from Peru without a foreign bank account?

Yes. With Koywe, you receive payments from clients in the US, Europe, or anywhere in the world directly in USDC and convert to soles whenever you choose. No foreign bank account or SWIFT code required.

How long do international transfers from Peru take with Koywe?

Minutes. Unlike a wire through BCP or BBVA, which can take 24 to 72 business hours through multiple correspondent banks, with Koywe the funds arrive the same day.

What documentation do I need to verify my business (KYB) in Peru?

You'll need: active RUC registration, legal representative's power of attorney from SUNARP, proof of registered business address, and the legal representative's government-issued ID. The process takes less than 48 hours.

Send international payments in minutes from Peru, collect in USD

Pay overseas suppliers, collect from international clients, and convert USDC to Peruvian soles at the real market rate, no correspondent banks, no SWIFT fees.

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Registered obligated party with Peru's UIF

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International transfers from Peru are slow and expensive. Koywe settles in minutes.

The problem

A standard international wire from Peru can cost a flat $35 USD fee plus correspondent bank charges (with their own FX markup) and take up to 72 hours to arrive. Exporters lose on every single transaction.

The solution

With Koywe, you send and receive cross-border payments in minutes at the real market rate, convert between PEN, USDC, and USDT with no intermediaries, and withdraw directly to your soles account.

Everything your business needs to operate globally from Peru

No correspondent banks, no hidden fees, no time zone restrictions, no currency limits.

Collect USD from clients in the US, Europe, and LATAM

Pay overseas suppliers without SWIFT

Buy USDC and USDT with Peruvian soles instantly

Convert stablecoins to PEN and withdraw to your bank account

Protect your treasury from Peruvian sol devaluation

Operate 24/7 with no transaction limits

Who uses Koywe for cross-border payments in Peru?

Importers and exporters

Pay suppliers in China, the US, or Europe. No SWIFT code, no correspondent bank, no $35 wire fee.

Agencies and consultancies

Invoice clients in the US or Europe in USD and get paid in minutes, no correspondent bank, no FX markup.

Exported services and remote work companies

Collect USD contracts from overseas clients and convert to soles at the real market rate, no bank required.

Fintechs and digital platforms

Embed international payments into your product with our Peru payments API, full documentation and technical support included.

Cross-border e-commerce

Sell globally and receive payments in stablecoins or PEN, no losses on USD-to-soles conversion, no ITF tax on every transaction.

Empieza a operar con el exterior desde Perú en minutos

Create your free account

Set up your business

Add your soles and dollar bank accounts, plus your supplier and client contacts.

Make your first payment

Buy USDC with soles, pay overseas suppliers, and collect from international clients.

Create account

You'll start with a $300 USD cumulative limit, unlock it anytime by completing business verification (KYB/KYC).

Everything you need to know

Frequently asked questions

Want personalized guidance?

Talk to our team and see how Koywe fits your operation.

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